Billing & Payment
The tuition and fee schedule is available online at:
www.smumn.edu/sgpptuition
Students are required to pay the current tuition rate for all classes taken toward their degree. The tuition is based on the tuition rate of the program through which the course is offered.
Saint Mary's University of Minnesota reserves the right to revise tuition payment policies at any time. Should this occur, students will be notified prior to the effective date of the changes.
Method of Payment
Billing statements are e-mailed after the 21st of each month to the student's Saint Mary's University e-mail account. Students are responsible for checking their e-mail account regularly to access their tuition account statement. Students may also access their account information online through WebTools. Payment for classes is due the 15th of the following month after the class begins.
Tuition bills may be paid by loan funds directly applied to a student's account, by personal check, money order, or ACH (Automatic Clearing House) or credit card online. Saint Mary's University uses CashNet to process online payments. CashNet is a PCI Security Standard compliant website. You may access CashNet through WebTools or the link on your electronic eBill.
A non-refundable fee of 2.75% of the total amount changed on the credit card will be applied to the transaction. No fee will be charged for ACH transactions.
A finance charge of 1% per month (12% per annum) will be added to all balances past due. Should it become necessary to forward this account for collection, the student will be responsible for all additional fees.
To avoid service charges you may pay online the same day that tuition is due. If you have a hold on your account, paying online will remove the hold and you will be allowed to register.
Registration for classes at Saint Mary's University of Minnesota indicates acceptance of this tuition payment policy. All students enrolled at Saint Mary's University of Minnesota are expected to pay each semester's tuition in one of these ways:
Employer Reimbursement Hide
Students whose employers reimburse their tuition costs need to file a tuition reimbursement form and their company's policy with the Office of Student Services on the Twin Cities campus. Students are required to submit a tuition reimbursement form once per academic year. Forms are available online at www.smumn.edu/sgpp. Students who have a company reimbursement form and policy on file with Student Services will have 30 days after the end of the semester to pay their bill. Students waiting for reimbursement will not be required to pay service charges until 30 days after the end of the semester.
A student choosing to also use financial aid must notify the Financial Aid Office regarding this outside funding source. Financial aid is applied to the student's account balance and will not be refunded if the student is waiting on other funding.
Veterans Benefits Hide
The Office of Student Services processes both G.I. Bill and Third-Party Billing military benefits. Students that are enrolled at Saint Mary's University that are eligible for Veteran Administration Benefits should contact Student Services regarding application of these benefits for their program.
Students who have benefit forms on file with Student Services will have 30 days after the end of the semester to pay their bill. Students waiting for benefits will not be required to pay service charges until 30 days after the end of the semester.
A student choosing to also use financial aid must notify the Financial Aid Office regarding this outside funding source. Financial aid is applied to the student's account balance and will not be refunded if the student is waiting on other funding.
Financial Aid Hide
Degree-seeking students who are enrolled at least half-time may be eligible for financial aid. Students wishing to use financial aid must complete a Free Application for Federal Student Aid (FAFSA) as soon as possible. Additional information regarding financial aid can be found at
www.smumn.edu
Student financial aid award packages will include the Federal Stafford Loan products, if eligible. Upon successful completion of the application and guarantee process, loan proceeds will be credited directly to the student's tuition account. If a credit occurs on the tuition account as a result of the student loan, a refund of that credit will occur within 10 business days.
Undergraduate students may be eligible for the Federal Pell Grant and/or the Minnesota State Grant. Grants will be applied to the student's tuition account at the midpoint of the semester. If a credit occurs on the tuition account as a result of the grant, a refund of that credit will occur within 10 business days.
Students receiving outside scholarships must contact the Financial Aid Office immediately upon notification of the scholarship award. Outside scholarships will be credited to the student's tuition account after the student has completed all procedures requested by the outside agency and the university has received the funds.
Saint Mary's offers a limited number of scholarships annually. Information regarding those scholarships will be announced in the Schools of Graduate and Professional Programs newsletter. Additional information regarding scholarships can be found at
www.smumn.edu/AdvancedDegreeScholarships.aspx
Students whose financial aid award package does not cover the university determined cost of education should contact the financial aid office to receive information on alternative loan options.
Students who do not notify the university of their intent to withdraw from a course will result in an unauthorized withdrawal from the course and will not receive a tuition refund. See course drop/withdrawal policy for tuition refund schedule.
Business Office
All tuition payments should be sent to the Business Office:
Business Office
Saint Mary's University of Minnesota
700 Terrace Heights #8
Winona, MN 55987
Phone: (507) 457-1444
Toll-free: (877) 304-4273
To express concerns contact:
Student Services
Saint Mary's University of Minnesota
2500 Park Avenue
Minneapolis, MN 55404-4403
Toll-free: (866) 437-2788
E-mail: tc-studentservices@smumn.edu
Insufficient Funds Checks
A service charge of $20.00 will be assessed against the student's account for each check returned for insufficient funds.
Delinquent Account Policy Hide
The university reserves the right to modify the terms and conditions of this policy prior to registration for any semester by sending a written notice to students at their last known billing address. Students are responsible for providing the business office with an accurate and current billing address, telephone numbers, and e-mail address.
Students with balances on their accounts on the billing date of any month will receive a statement with the amount owed designated as the new balance. Payments are due on or before the 15th day of the following month. Payments, credits, or charges received or made after the billing date will be reflected on the next monthly statement.
If the new balance shown on the monthly statement is paid before the 15th of the following month, no finance charge will accrue. If full payment is not made by the 15th, a finance charge is imposed on the adjusted balance of the account. The university will use a monthly periodic rate which corresponds to an annual percentage rate of 12 % to compute the finance charge. The university calculates the finance charge by applying the periodic rate to the adjusted balance of the student's account. The adjusted balance is calculated by taking the balance owed at the end of the previous billing cycle and subtracting any unpaid finance charges and payments or credits received during the present billing cycle. The student may pay the balance in full at any time.
Accounts are delinquent when the payment terms on a student's account have not been met. When an account becomes past due, a past due notice will be generated on the student's billing statement.
The university has the right to take steps to collect the balance owed including, but not limited to, prohibiting the student from registering for classes; withholding course credits, academic transcripts, and diplomas; remanding the student's account to a collection agency; and taking legal action to collect the amount due. The university is authorized to release financial information to those concerned with collecting the balance owed. The student shall pay all costs incurred by the university in association with collecting monies owed. This may include collection agency fees, attorney fees, and court costs.
Student's Billing Rights Hide
If a student believes a bill is incorrect, or if a student needs more information about a bill, the student should contact:
Business Office
Saint Mary's University of Minnesota
700 Terrace Heights #8
Winona, MN 55987
Phone: (507) 457-1444
Toll-free: (877) 304-4273
The student must contact the university in writing within 60 days of the charges in question. In the letter, the student must provide the following information:
- Student name and account number.
- Dollar amount of suspected error.
- Description of the error or an explanation of why the student believes there is an error. If the student needs more information, describe the item about which the student is unsure.
The university will acknowledge the student's letter within 30 days, unless it has corrected the error by then. Within 90 days, the university will either correct the error or provide explanation as to why it believes the bill to be correct.
After the university receives the student's letter, it may not attempt to collect the amount in question or report the student as delinquent. However, the university may continue to bill the student for the amount in question, including finance charges. The student is not obligated to pay the parts of the bill in question, but is responsible for the remainder of the balance, if any.
If the university finds an error was made, the student will not have to pay the amount or any finance charge which may have accrued on the amount in question. If the university finds no mistake, the student is then immediately responsible for the amount, and may be responsible for any finance charges accrued. In either case, the university will send out a new statement which reflects the amount the student owes.
If the university's explanation does not satisfy the student, the student must inform the university within 10 days that he or she still refuses to pay the bill in question. The university will then tell any party to whom it reports the student's nonpayment that the student has a question about the bill. The university will further tell the student the name of anyone to whom it reports nonpayment information. The university is further obligated to report to all parties when the matter has been resolved.
If the university fails to follow the above rules, it cannot collect the first $50 of the questioned amount, even if the bill was correct.